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Home Insurance 10:22
Florida's Home Insurance Crisis: What Homeowners Need to Know
Why Florida's property insurance market is under pressure, which carriers are leaving, and what you can do right now to protect your home and budget.
Key Takeaways
- Over a dozen insurers have left Florida since 2022 — Citizens Property Insurance is the insurer of last resort.
- Roof age is the #1 factor driving non-renewals — roofs over 15 years old face surcharges.
- Wind mitigation inspections can reduce your premium by 20–40%.
- Depopulation programs are moving Citizens policyholders to private carriers — review any offers carefully.
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