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Medicare 11:05

Medicare Supplement vs. Medicare Advantage: Which Is Right for You?

Side-by-side comparison of Medigap and Medicare Advantage — premiums, networks, out-of-pocket costs, and the Florida-specific factors that matter most.

Key Takeaways

  • Medigap pays after Original Medicare — no networks, no referrals, any provider nationwide.
  • Medicare Advantage has lower premiums but uses networks and requires prior authorizations.
  • In Florida, Medigap Plan G is the most popular for comprehensive coverage.
  • Once you leave Medigap, you may not be able to return without medical underwriting.
Medicare SupplementMedigapMedicare AdvantageFlorida

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