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Business Insurance 11:45
Small Business Insurance 101: What Every Florida Owner Needs
General liability, commercial property, workers' comp, and BOP policies explained — plus Florida's legal requirements for employers.
Key Takeaways
- Florida requires workers' comp for businesses with 4+ employees (1+ in construction).
- A BOP (Business Owner's Policy) bundles general liability + commercial property at a discount.
- General liability protects against third-party bodily injury and property damage claims.
- Professional liability (E&O) is essential for service businesses — general liability won't cover it.
Business InsuranceGeneral LiabilityWorkers' CompBOPFlorida
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