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Medicare 9:14

Medicare Parts A, B, C & D Explained Simply

A clear breakdown of every Medicare part — what each covers, what it costs, and how the pieces fit together so you can choose the right plan.

Key Takeaways

  • Part A covers hospital stays; Part B covers outpatient care — both have separate deductibles.
  • Part C (Medicare Advantage) bundles A + B through a private insurer, often adding dental, vision, and drug coverage.
  • Part D is standalone prescription drug coverage — you need it even if you're healthy.
  • Most people pay $0 for Part A if they worked 40+ quarters; Part B has a monthly premium.
MedicarePart APart BMedicare AdvantagePart D

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